Peer scorecard
Normalized quarterly fundamentals for the Big Five — the five largest US bank holding companies by total assets — with Morgan Stanley tracked alongside for comparison, each figure linked to the filing it came from. Every change is shown against both the prior quarter and the same quarter a year earlier.
Q2 2026 · sorted by total_assets, high to low, within each group · beneath each figure, change versus the prior quarter (q) and the same quarter a year earlier (y). Ratios in basis points, everything else in percent. Colour indicates the direction of a change only.
Q3 2026 reporting is under way. JPM, BAC, WFC, C, GS, MS have published an earnings release; all six have now reported. The table below is Q2 2026 — normalized Q3 2026 figures appear here once each bank's 10-Q is filed with XBRL, typically three to five weeks after the release. Reporting dates.
| Bank | Revenue | Net interest income | Diluted EPS | ROTCE derived | Efficiency ratio derived | ACL / loans derived | Provision | TBVPS derived |
|---|---|---|---|---|---|---|---|---|
| Big Five | ||||||||
| JPM JPMorgan Chase | $57,347m§ +15.1% q+27.7% y | $25,511m§ +0.6% q+9.9% y | $7.70§ +29.6% q+46.9% y | 28.0%§ +575bp q+713bp y | 47.6%§ −624bp q−531bp y | 1.70%§ −3bp q−7bp y | $2,515m§ +0.3% q−11.7% y | $113.18§ +4.1% q+10.1% y |
| BAC Bank of America | $31,558m§ +4.2% q+15.0% y | $15,997m§ +1.6% q+9.0% y | $1.21§ +9.0% q+34.4% y | 17.1%§ +120bp q+351bp y | 59.0%§ −219bp q−359bp y | 1.08%§ −1bp q−8bp y | $1,377m§ +1.8% q−11.7% y | $29.25§ +1.8% q+6.8% y |
| C Citigroup | $24,766m§ +0.5% q+14.3% y | $17,125m§ +8.8% q+12.9% y | $3.15§ +2.9% q+60.7% y | — | 57.4%§ −70bp q−526bp y | 2.52%§ −6bp q−12bp y | $2,603m§ −0.1% q+5.1% y | — |
| WFC Wells Fargo | $22,622m§ +5.5% q+8.6% y | $12,317m§ +1.8% q+5.2% y | $2.00§ +25.0% q+25.0% y | 17.7%§ +332bp q+266bp y | 60.4%§ −643bp q−387bp y | 1.35%§ −1bp q−16bp y | $914m§ −19.5% q−9.1% y | $46.19§ +2.5% q+6.7% y |
| GS Goldman Sachs | $20,338m§ +18.1% q+39.5% y | $3,954m§ +11.2% q+27.4% y | $20.98§ +19.5% q+92.3% y | 25.3%§ +421bp q+1176bp y | 57.4%§ −313bp q−597bp y | 0.83%§ −9bp q−121bp y | $102m§ −67.6% q−73.4% y | $344.64§ 0.0% q+2.2% y |
| Also tracked | ||||||||
| MS Morgan Stanley also tracked | $21,348m§ +3.7% q+27.1% y | $2,780m§ +2.8% q+18.4% y | $3.46§ +0.9% q+62.4% y | 26.3%§ −61bp q+820bp y | 65.1%§ −34bp q−619bp y | 0.43%§ +1bp q−9bp y | $110m§ +34.1% q−20.3% y | $53.18§ +3.1% q+12.6% y |
Definitions and formulas
| Revenue | Total net revenue as reported — net of interest expense for the filers that present it that way. |
| Net interest income | Interest income less interest expense, as tagged in the filing. |
| Diluted EPS | Diluted earnings per common share, as reported. Not additive across quarters. |
| ROTCE derived | (net income to common × 4) ÷ average(TCE this quarter, TCE prior quarter). Annualized from a single quarter on a two-point average base. Each bank computes this its own way, so this figure will differ from the company’s own reported ROTCE by tens of basis points. It is not the company’s reported figure. |
| Efficiency ratio derived | noninterest expense ÷ total revenue. |
| ACL / loans derived | allowance for credit losses ÷ loans, net of allowance. |
| Provision | Provision for credit losses for the quarter, as tagged in the filing. |
| TBVPS derived | (common equity − goodwill − other intangibles) ÷ shares outstanding. Where a filer does not tag other intangibles in an interim period, only goodwill is deducted; the methodology page states which quarters this affects. |
Figures marked derived are computed by this site, not reported by the bank. Full method and the XBRL concept used for every bank and metric is on the methodology page.
An em-dash means the figure was not tagged in that bank’s filing for the quarter. Nothing is estimated, interpolated or carried forward.
§ links to the filing each figure was taken from, and names the XBRL concept it was read from. Hovering a change names the quarter and figure it is measured against.